To best protect against identity theft you need to consider 3 letters, PPR. I call these PPR for (P) practices, (P) protection, and (R) restoration.
Obviously, if you have safe practices when dealing with your identity, you will be less vulnerable to the identity thieves who are increasingly better skilled. There are habits to develop which make it harder for identity theft to occur and you can visit Identity Theft Prevention Tipsto view some of these.
Many identity theft protection companies provide adequate services for your bank accounts and credit cards. What about all the other forms of personally identifiable information (PII)? Most identity theft protection companies do not offer services for other PII, but protecting medical records, driving records, criminal records, and social security numbers are also very important.
Although there are many practices and companies which help deter identity thieves, there is no company or practice that can absolutely prevent identity theft from occurring. This fact makes restoration key when devising your identity theft contingency strategy.
“People whose identities have been stolen can spend months or
years – and thousands of dollars – cleaning up the mess the
thieves have made of their good name and credit record.”
-Federal Trade Commission: When Bad Things Happen to Your Good Name, September 2002
Therefore, when creating a complete plan to handle identity theft,
• perform the practices which help deter an identity theft event
• get id theft protection from a company which offers services for all 5 forms of identity theft
• make sure the identity theft protection company offers true restoration services
For more information or to see my prevention tips for free visit Identity Theft Prevention Tips.
David Newton, 919-302-8849, firstname.lastname@example.org