Raleigh NC – Yesterday we discussed how to avoid getting into a jam on short sale negotiations when there is two mortgages on the property.

We received a question from another agent on short sale negotiations. Here was their email.

"I have been working on a file with two mortgage. The second mortgage wants $7,500 or they won't approve the short sale.

The first mortgage will approve the short sale, but they aren't…

At The hCard, we truly value our military and our first responders. Every day these brave individuals do their service quietly and effectively taking care of our citizenry. One of our core principles is supporting our military and what they do. We were recently doing some research and came across a neat article that was featured in South Florida’s Sun Sentinel newspaper; starting this past Monday, May 28, Memorial Day 2012, military families can head out and visit dozens of Central and South…

I have often been questioned about the cost of funeral services. And I'd like to explain. First, consider that like attorneys, accountants, and doctors; we perform a professional service. Funeral directors must complete specialized training and education and pass a national board examination in addition to a state exam in order to obtain a license. Additional requirements include providing witness statements attesting to one's good moral character.

Every funeral home in the United…

Have you set your June goals?

Do you have a daily and weekly plan to achieve those goals?

Are you readily aware of the obstacles you may face?

Do you know what resources you may have or need in order to support you?

Remember, when you become absolutely, crystal clear about what you want and how you're going to get it, you'll achieve vastly more than the average person.

And that's exactly why my purpose is to REACH, TEACH & INSPIRE women…

My purpose in three simple words: Reach - Teach - Inspire

When I found out about Brian Tracy's 30-Day Goal Challenge I knew it was meant for me personally and professionally.

Starting my own business has not been easy, in fact it's more challenging than raising my 20 month old daughter or managing a room full of hormonal teenagers (back when I taught high school). It has been the most challenging, yet one of the most rewarding, experiences of my short 30 years (well, 30 on June…

Raleigh NC – I am so sick of the incompetence and arrogance of people in the banking industry! It seems like the incompetence never ends.

We had a short sale closing last week. The underwriter for the buyer's lender didn't like the way the short sale approval letter was worded. They wouldn't approve…

I found this of great interest, since after all that's why we are here!

http://www.forbes.com/sites/glennllopis/2012/05/29/7-reasons-networking-can-be-a-professional-development-boot-camp/

Summer is just around the corner, which means lots of vacation photos to organize! And Janice Russell is back today with lots of ideas to do just that.

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Snap! Snap, snap! Whether you use a separate camera or you utilize the one on your phone, on vacation you probably snap lots of pictures. I know I do! I'm especially drawn to "splash." Rivers,…

Dear Friends Who Rock The Boat ~

It's going to take a lot of work, energy, and determination from people around the world to keep our access to herbs, vitamins, natural medicines and homeopathy free. We have seen bit-by-bit the dwindling of access around the world, due to the work of powerful lobbies with lots of money and backing. …

Last January 31st, U.S. Marine Sgt. William Stacey was killed during his fourth deployment to Afghanistan. Yesterday, his last letter was read to his fellow Marines to commemorate Memorial Day. His dream, his life purpose, was to provide the children of Afghanistan an opportunity to get an education, attend school and achieve something better for their lives.

He wrote, “There will be a child who will live because men left the security they enjoyed in their home to come to his," Stacey…

I wrote a column for a printing industry trade magazine nearly 20 years ago, titled “Inquiries, Tips and Finds.” The basic idea was that leads come in three varieties: inquiries, which are generally raw responses to some form of advertising; tips, which have been qualified to at least some degree; and finds, which are suspects a salesperson digs up on his/her own.

One of my clients is a regular advertiser in a local business journal, and its readers…

Memorial Day means Thank You to our Military!

Play it Forward, Pass it on, become part of the movement.

Our hCard Program has been designed as a way to say “thank you” to the people who keep us safe and FREE.



If you know a military person let them know that the mobile app MILITARY DISCOUNTS is Free

For them to download on iPhone or Android.

Community Minded businesses across America…

Memorial Day is a time to reflect on all our fallen veterans.

They served our Country and paid the highest price - let us pause this day to remember their service.

"The Fallen....But Not Forgotten."

Use the space below to comment if you'd like.

Just want to remind folks that Veterans Day is for those who have served - Memorial Day is for those who gave their lives in that service.

From…

Team Nimbus All-Star of the Week

Kevin Perrault is a Mortgage Consultant for Wells Fargo Home Mortgage.

Nature of Business:

I am the local…

Andropause: What is it?

Men, you are up for discussion. A topic of serious debate and of medical wonder has increasingly surfaced among doctors and clinicians who study the anatomical changes within men after the age of 50. While this time affects many, finding the correct term to define the physiological transformations will help those who are adapting to this different, yet intriguing time of their lives.

Understanding Andropause

Andropause is the term used to describe…

Raleigh NC – Yesterday we discussed a serious problem affecting the short sale industry. Today, we are going to lay out a strategy that the short sale sellers can use to help solve this problem.

Click here to discover how other sellers successfully…

Chronic Stress is a Killer

When our fight or flight response is triggered every day through work, personal or environmental stresses, the result is a steady stream of  stress hormones in our body. Both the direct stress response and the accumulation of visceral fat can promote systemic inflammation and oxidative stress.

According to the …

You've probably had this happen: the morning is going well! You had worked out at the gym and had enough time to enjoy a cup of tea before leaving for your first appointment of the day. But then...you went to your computer to check and see if there were any really urgent emails. Next time you checked the clock it was 8:15am and you need to leave at 8:35am to be on time for the appointment. You hadn't even taken a shower! So you run around like a chicken with your head cut off and tear out of…

I maintain that the most valuable wealth that can be built up is an investment in relationships with others in or out of business. A strong network is the greatest asset that you can build. Money can be lost, valuables can be stolen, goods can perish, buildings can be destroyed but constant, proper…

Raleigh NC – The Mortgage Forgiveness Debt Relief Act of 2007 allows most people to short sale their home and not owe any income taxes on the forgiven debt.

However, there are a few situations where a homeowner may still owe taxes after a short sale.…